Vol. 2 No. 1 (2025): Raden Intan International Conference on Islamic Studies (RIICIS 2024)
Articles

Technological Innovation as a Solution to Increase the Efficiency of Zakat Payment through Go-Pay on Gojek Application in the Perspective of Akad Muamalah

Siti Rohmah Wati
Raden Intan State Islamic Univesity, Lampung, Indonesia

Published 2025-01-01

Keywords

  • Zakat,
  • Go-Pay,
  • Digital Era,
  • Wakalah Bil Ujrah,
  • Innovation

Abstract

With Fintech zakat innovation and it is also one part of the Gopay for Good program initiated by GoPay in an effort to make things easier for the community and help others through digital donations. The advantage of this system is easy payment via the network without going to the counter to pay, saving time and energy and availability 24 hours a day.  The high use of technology in this society is an important opportunity in mobilizing people towards paying zakat. This research is field research. The approach taken by researchers in this research is an empirical approach, namely research in the form of empirical studies used to examine the effectiveness of the operation of existing laws in society. The researcher used this approach because it was in accordance with the research conducted by the researcher, namely to find out zakat payments via Go-pay on the Gojek Application as viewed from the Muamalah Agreement. With the various advantages offered by Go-Pay, it is not surprising that requests from the public to distribute zakat through Go-Pay continue to increase. Digital platforms such as Go-Pay are innovations that can create convenience and efficiency in distributing zakat in the current digital era. The use of Go-Pay for zakat payments meets the requirements of the muamalah contract in Islamic law. Go-Pay acts as a representative in the distribution of zakat to BAZNAS through wakalah bil ujrah contracts.

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